ABOUT US

Ray Kober
Benefixa CEO

At Benefixa, transparency is not just a buzzword – it is our guiding principle. We are committed to open and honest communication, ensuring that you fully understand the options available and the implications of your choices. With us, you can be confident that the plans we propose are designed to optimize both cost and quality, resulting in a healthier bottom line for your organization.

It is disheartening to witness the status quo in which organizations often remain tied to their insurance brokers for an average of six years, despite rising rates and increasing costs for both the organization and its people. At Benefixa, we believe in breaking free from this cycle and forging a new path toward cost efficiency and improved outcomes.

Our approach is different. We believe in shining light on the complexities of healthcare, offering clear insights and innovative solutions. We work closely with our clients to uncover hidden opportunities, identifying plans and strategies that genuinely benefit the organization and its employees. Our aim is to save you money, while providing comprehensive coverage that supports the well-being of your people.

While our sweet spot is helping organizations with 250 to 2,000 employees, we also have a proven track record of supporting enterprise-level clients like American Express and AT&T with ancillary benefits and bolt-on solutions. For organizations with tens of thousands of employees, our GO Plan strategy is a game-changer—designed to dramatically slash costs while delivering $0 out-of-pocket healthcare coverage to members. You read that right: The GO Plan can put money back on your organization’s bottom line while providing 100% insurance coverage for employees.

From small mom-and-pop shops to some of the largest employers in the world, we’ve helped them all—and we’re ready to help you too. We’re committed to helping any employer-sponsored health plan regain control of its healthcare spend. The key, no matter your size, is simple: you just have to want help.

As Henry Ford famously said, “Whether you think you can, or you think you can't—either way, you're right.”
Benefixa's CEO, Ray Kober, is a healthcare insurance influencer and the host of the Broken Healthcare podcast, where he interviews solution providers, practitioners, and insiders to expose the inefficiencies and hidden costs in today’s healthcare system. As a visionary leader with over two decades of experience in healthcare and employee benefits, Ray brings deep expertise and a relentless commitment to transparency. His leadership serves as the cornerstone of our approach, placing the well-being of employees at the forefront of every strategy. Under Ray’s guidance, Benefixa remains committed to delivering exceptional healthcare solutions that drive meaningful outcomes for both organizations and their people.