Independent oversight for employer healthcare — so you control your renewal
A specialized benefit strategy for large & enterprise organizations

Your employees deserve $0 healthcare.

The GO Plan® helps qualifying employees move to zero out-of-pocket healthcare while reducing what the organization spends. No trade-offs. No fine print. A proven strategy that changes the equation entirely.

$2.8M+Annual savings, single client
$0Employee out-of-pocket
10XGuaranteed ROI or refund
$0
Employee out-of-pocket costs

The best benefits your people have ever had. At a cost your organization can actually manage.

Qualifying organizations can implement The GO Plan® in 60–90 days.
Run Your Organization’s Numbers →
How it works

Simple in concept.
Extraordinary in result.

The GO Plan® is a specialized benefits approach that restructures how your organization handles healthcare — delivering full coverage to your people while dramatically reducing your costs.

01

We assess your organization

Our team reviews your current plan, employee census, and benefit structure to determine if The GO Plan® is the right fit.

02

We design your strategy

We build a custom implementation plan tailored to your workforce. Your qualifying employees receive $0 out-of-pocket coverage.

03

We implement and guarantee it

Our advisors guide implementation from day one. We guarantee a multiple ROI or your money back.

Projected savings

What organizations like yours
could save in five years.

The figures below are modeled projections based on real organizational data — not guaranteed outcomes.

Tech Company
$22M

~4,700 employees · modeled 5-yr savings

Restaurant Supply
$4.6M

2,600 employees · 5-yr projection

Coal Mining
$4.1M

340 employees · 5-yr projection

Insurance Company
$1.9M

270 employees · 5-yr projection

Non-profit
$1.4M

400 employees · 5-yr projection

Run Your Organization’s Numbers →

Figures are modeled projections based on COBRA premium data for evacuated participants. Actual results vary.

Savings calculator

See what The GO Plan®
could save your organization.

No email required to see projections. We’ll ask for contact info only if you want to talk to an advisor.

Year 1 Net Net Savings — 3% Participation
$486,360

projected first-year savings to your organization

45Evacuated employees
$900KGross COBRA savings
$1,667Avg monthly COBRA/EE
All participation scenarios — year 1
3%Conservative$486KYear 1 savings
7%Moderate$1.13MYear 1 savings
10%Realistic$1.62MYear 1 savings
15%Optimistic$2.43MYear 1 savings
5-Year Projection3% participation · 5% annual premium growth
YearCost if no changeGO Plan participantsGross savingsGO Plan feesNet net savingsCumulative
Annual Plan Increase vs. GO Plan SavingsRed = cost increase · Green = your savings

Want to see the full analysis?

A Benefixa advisor will review your numbers, model additional scenarios, and tell you exactly what implementation looks like for your organization. 30 minutes. No obligation.

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METHODOLOGY & DISCLAIMER
Projections are based on the COBRA premium equivalent method. Gross savings are calculated as the weighted average monthly premium per enrolled employee multiplied by the number of evacuated participants, annualized over 12 months, and compounded at the selected annual growth rate. Deductions include GO Plan administrative costs and advisor savings fees. Estimates only and not a guarantee.
Our guarantee

We put our fee on the line. Every time.

Most advisory firms will tell you they'll save you money. We guarantee it — in writing, with financial consequences if we're wrong.

If we don't identify at least 10X our fee in savings opportunities, we refund your first installment in full and waive the second. Your cost: $0.

No other firm in this industry offers this. There’s a reason.

Real result

$2.8M in annual savings — for a single organization.

A large physical therapy practice implemented The GO Plan® and is currently saving in excess of $2.8M per year — calculated conservatively on COBRA premium data alone.

The organization's employees moved to zero out-of-pocket costs. The employer's healthcare spend dropped materially. Both outcomes happened simultaneously — which is the point.

"The GO Plan delivers exactly what it promises — better coverage for our people and a dramatically lower cost for the organization."
Verified annual savings
$2.8M+

saved annually by a single GO Plan® client — and growing


Industry
Physical Therapy
Basis
COBRA premiums
Upside
Not yet captured
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What is The GO Plan®?

A short founder explainer can sit here: who it is for, why it works, and how the 10X guarantee changes the conversation.

Benefixa is an independent benefits advisory firm with over 20 years of experience helping organizations from regional businesses to global brands restructure their healthcare.

Visit Benefixa.com →
Independent — no carrier incentivesWe answer only to you. No commissions from carriers. No conflicts of interest.
20+ years of documented resultsFrom regional businesses to American Express, our track record spans every size and industry.
NextGen & Health Rosetta CertifiedTrusted frameworks that replace broken incentive structures with proven models.
The 10X guarantee — or your money backWe guarantee a multiple return on our fee in identified savings.

See what The GO Plan®
could save your organization.

30-minute review. No obligation. No financial disclosures required. We’ll show you where we believe savings may exist — and you decide if it is worth moving forward.

Schedule a Conversation with Benefixa

No SSNs. No disruption. Just a serious conversation.